Frisco, North Dallas and Carrollton Texas real estate listings, home buying, selling and relocation information

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Lynn Slaney Silguero and Paul Silguero, REALTORSŽ, real estate agents and brokers for Frisco, North Dallas and Carrollton Texas home listings, property and land for sale - NUMBER1EXPERTS(tm)

Lynn Slaney Silguero
Ebby Halliday Realtors Realtors
1415 Legacy Dr Suite 100
Frisco, TX. 75034
Direct Line: 972.588.8449
Voicemail: 972.381.6449
Office: 972.588.8449
Fax: 972.381.6449
Email: lynnslaney@ebby.com
Lifelong resident of the Dallas metro for over 35 years. Growing up in a "real estate family", Customer Service is my Top Priority- Whether you're Buying or selling, we are committed and focused to the delivery in meeting all your real estate needs in a timely positive way- Before, During, and After the Sale! *TOP GROUP:2003,2004,2005 Frisco Ebby Office *TOP # TRANSACTIONS:2004,2005 * Specializing in North Dallas,Frisco, Allen, Addison-, Farmers Branch,Carrollton, Richardson, Plano, McKinney,Prosper & Frisco! *Graduate of Richardson Schools & Southwest Texas State University *Leadership GDAR 2002-2003,* *Women's Council of Realtors. *Accredited Buyers Representative Designation~ABR *Relocation Specialist *Builder & Developer Representation *REO Bank Representation

Paul Silguero
Frisco Office
7055 Preston Road
Frisco,TX 75034
972.335.6564 Office
972.335.6567 Fax
972.407.2514 VM
972.679.5417 Cell
Email:Paulsilguero@ebby.com
Languages: SPANISH
See My Page www.myDFWhouse.com

As a full time real estate professional, I welcome the opportunity to serve your real estate needs. A dedicated professional with over 30 years in private &corporate business management. I am results-oriented. My goals are to provide clients with excellent service and build long-term relationships with them. I have assisted buyers and sellers throughout Dallas, Denton, and Collin counties. My bilingual skills in English/Spanish are a definite advantage in today's global business world.

DFW Metroplex resident for over 15 years
Member Collin County Association of REALTORS
Member National Association of REALTORS
Member Texas Association of REALTORS
Fully bilingual in English/Spanish

www.mydfwhouse.com is brought to you by Lynn Slaney Silguero and Paul Silguero
NUMBER1EXPERTS™ in real estate for Frisco, North Dallas and Carrollton, Texas, spanish speaking agent

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