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Mortgage Prequalification: Frisco, North Dallas and Carrollton Texas home buying, real estate listings, and homes for sale in Dallas County, TX

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! we know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Frisco, North Dallas and Carrollton Realtors to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

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Tax Considerations >Taxable Profits

If you are thinking of selling your home and your house has risen in value since you purchased it, or you have accumulated a lot of deferred profit from previous sales, the Taxpayer Relief Act passed in 1997 could be of tremendous value.

Prior to this law, when a homeowner moved to a smaller home, relocated to a less costly area, or made a decision to rent, they were left with unfavorable tax consequences. The old tax law allowed people who sold their homes to defer tax on any profit by buying a replacement home of at least equal value within two years. At age 55, they could permanently escape tax on up to $125,000 of profit, but any profit in excess of that amount was taxable unless a new home was bought.

The good news is that with homes sold after May 6, 1997, homeowners can make as much as $500,000 tax-free profits on the sale of a principal residence for joint filers or $250,000 for single filers. The $500,000 capital gains exclusion removed taxes as a consideration for most home sellers by giving them flexibility to trade up or down. It has also allowed homeowners to preserve the savings value of a home when they sell, provided they use the property as their principal residence for two of the prior five years prior to the sale.

Consult your tax advisor for your particular circumstance.

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Q	What are considered the ideal conditions for a seller's market?
A	In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Lynn Slaney Silguero and Paul Silguero, REALTORSŽ, real estate agents and brokers for Frisco, North Dallas and Carrollton Texas home listings, property and land for sale - NUMBER1EXPERTS(tm)

Lynn Slaney Silguero
Ebby Halliday Realtors Realtors
1415 Legacy Dr Suite 100
Frisco, TX. 75034
Direct Line: 972.588.8449
Voicemail: 972.381.6449
Office: 972.588.8449
Fax: 972.381.6449
Email: lynnslaney@ebby.com
Lifelong resident of the Dallas metro for over 35 years. Growing up in a "real estate family", Customer Service is my Top Priority- Whether you're Buying or selling, we are committed and focused to the delivery in meeting all your real estate needs in a timely positive way- Before, During, and After the Sale! *TOP GROUP:2003,2004,2005 Frisco Ebby Office *TOP # TRANSACTIONS:2004,2005 * Specializing in North Dallas,Frisco, Allen, Addison-, Farmers Branch,Carrollton, Richardson, Plano, McKinney,Prosper & Frisco! *Graduate of Richardson Schools & Southwest Texas State University *Leadership GDAR 2002-2003,* *Women's Council of Realtors. *Accredited Buyers Representative Designation~ABR *Relocation Specialist *Builder & Developer Representation *REO Bank Representation

Paul Silguero
Frisco Office
7055 Preston Road
Frisco,TX 75034
972.335.6564 Office
972.335.6567 Fax
972.407.2514 VM
972.679.5417 Cell
Email:Paulsilguero@ebby.com
Languages: SPANISH
See My Page www.myDFWhouse.com

As a full time real estate professional, I welcome the opportunity to serve your real estate needs. A dedicated professional with over 30 years in private &corporate business management. I am results-oriented. My goals are to provide clients with excellent service and build long-term relationships with them. I have assisted buyers and sellers throughout Dallas, Denton, and Collin counties. My bilingual skills in English/Spanish are a definite advantage in today's global business world.

DFW Metroplex resident for over 15 years
Member Collin County Association of REALTORS
Member National Association of REALTORS
Member Texas Association of REALTORS
Fully bilingual in English/Spanish

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NUMBER1EXPERTS™ in real estate for Frisco, North Dallas and Carrollton, Texas, spanish speaking agent

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